Your Android phone holds your bank accounts, personal photos, messages, and identity documents. How secure is it really? Use this checklist to find out.
1. Check Unknown Sources
Go to Settings > Security. Make sure "Install from unknown sources" is turned OFF. This prevents malicious APKs from being installed without your knowledge.
2. Review App Permissions
Go to Settings > Privacy > Permission Manager. Check which apps have access to:
3. Check for Root/Jailbreak
Rooted devices bypass Android's security sandbox. Banking apps and payment apps (like Google Pay, PhonePe) may refuse to work on rooted devices for good reason.
4. Audit Overlay Permissions
Overlay permissions let apps draw over other apps — this is how screen recording trojans steal your banking credentials. Go to Settings > Apps > Special access > Display over other apps. Disable for any app that doesn't genuinely need it.
5. Check Accessibility Services
Malicious apps abuse Accessibility Services to read your screen, intercept OTPs, and perform actions on your behalf. Go to Settings > Accessibility and review which apps have access. Only screen readers and genuine assistive apps should be listed.
6. Update Everything
7. Enable Google Play Protect
Open Google Play Store > Profile > Play Protect. Make sure "Scan apps with Play Protect" is enabled. This scans installed apps for malware.
8. Set Up Screen Lock
Use fingerprint or a 6-digit PIN minimum. Avoid pattern locks (easily shoulder-surfed) and 4-digit PINs.
9. Enable Find My Device
Settings > Security > Find My Device. This lets you locate, lock, or wipe your phone if it's lost or stolen.
10. Review Connected Accounts
Settings > Accounts. Remove any accounts you don't recognize. Check Google account security at myaccount.google.com/security.
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